Unfortunately, as businesses evolve so too do the financial risks of their operations. Every day criminals are getting more and more sophisticated. The Insurance Market has developed many solutions in order to combat the effects of a number of various types of financial losses. Hold-ups, theft from your own employees and now Cyber Risks are all realities we have to deal with. Alleviate your fears by allowing us to develop the perfect program to protect you and your business.

Cash In Transit/Money (All Risks)

Businesses like retailers that deal with a lot of cash should consider effecting this type of policy. It covers your cash wile on premises during and outside business hours as well as cash in transit to and from the bank.

Commercial Crime

Due to the evolution of white collar crime events in today’s world so too has the insurance industry evolved to protect businesses from crime claims like employee dishonesty, embezzlement, forgery and funds transfer fraud just to name a few. The Commercial Crime policy was developed to handle these types of risks which are usually associated with companies in the Financial Sector.


Principals may ask you to effect a Bond to guarantee the works will be completed in the time specified. In the event a contractor reneges on a particular job the bond is called in by the Principal. The value of Bonds are usually 10% of the contract price. The various bonds available in the market include Performance Bonds, Advance Payment Bonds, Tender Bonds and Bid Bonds.

Fidelity Guarantee

We do not live in a perfect world and as such may not realise that we have dishonest employees. This policy will help you recover losses for those unfortunate circumstances when cash or goods are stolen by employees.

Cyber Risks

The information stored within our servers are our most valuable resource and with the pervasiveness of today’s online market the imminent threat of cyber risks like phishing, ransomware and malware must be dealt with by corporations and online businesses alike.

A robust Cyber Insurance programme catered to your specific needs can protect your reputation and keeps your Clients’ confidential data out of the hands of malicious hackers.